• Tue. Apr 23rd, 2024

Kansas Marketplace: A Tale of Expanded Coverage and Limited Choices for 2024

BySamantha Nguyen

Apr 2, 2024
Health Insurance Marketplace under the Affordable Care Act in 2024

In Kansas for 2024, the number of health plans available on the marketplace has decreased due to Cigna Health and Life Insurance Company’s decision not to offer any plans in the state. This is a significant change from their 25 plans across eight counties offered in 2023. On the other hand, Aetna Life Insurance Company is new to the Kansas marketplace this year and is offering only nine plans across 19 counties.

All eight insurers in Kansas are providing expanded bronze, silver, and gold plans, with one offering a bronze plan and three providing catastrophic plans. However, there are no platinum plans being offered for individuals on the Kansas marketplace for the seventh year running. Additionally, all plans offered are exclusive provider organization (EPO) plans, which means they cover services provided by a “narrow network” of providers unless in an emergency situation.

Dental coverage is considered an essential health benefit for children enrolled in an ACA-compliant health plan in Kansas and is included in the premium cost. However, dental coverage is not considered an essential health benefit for adults and is not included in the premium cost. Some insurers offer policies that combine health and dental coverage for adults where the premium covers both policies, and Advanced Premium Tax Credits (APTC) can be applied. Alternatively, adults can opt to purchase a stand-alone dental plan but must also be enrolled in an ACA-compliant health plan. In this case, individuals would be responsible for two separate premiums for health and dental coverage, and APTC cannot be applied to stand-alone dental plan premiums. For 2024, there are a total of 15 stand-alone dental plans available from five insurers in Kansas.

In summary, while there are fewer health plans available on the Kansas marketplace for 2024 compared to previous years, individuals still have several options to choose from when it comes to expanding bronze, silver, gold or catastrophic plans or purchasing stand-alone dental coverage while being enrolled in an ACA-compliant health plan.

By Samantha Nguyen

As a content writer at newsqwe.com, I am passionate about crafting engaging and informative articles that captivate our audience. With a background in journalism and a keen eye for detail, I strive to deliver content that is not only well-researched but also adds value to our readers' lives. From breaking news stories to in-depth features, I take pride in my ability to tell compelling stories that resonate with our diverse audience. When I'm not typing away at my keyboard, you can find me exploring new cafes, practicing yoga, or getting lost in a good book. I am thrilled to be a part of the newsqwe.com team and look forward to sharing my love for writing with all of our readers.

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